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Divide your income without any stress using this Finance Planner


Detailed video about this product : Click here.


Do you track your finances? 

Start doing that right now, with our finance tracker.


Join my finance consultation program : Click here


This is a Finance tracker which I have designed.



I used to save a lot in the past. But whenever I needed something, I used to spend all of my savings on that... And end up with nothing as my savings. Last month I had to buy a course which was of a bit higher price, but I was not sure whether the price was affordable for me according to my income.

A similar situation happened when I planned a trip to London. So I understood that financial planning is very important for every person to lead a stress-free life. That's why I designed this planner.


How to use the planner :


One has to find out the minimum amount that is required to live for a month ( example: I need a minimum of 400 pounds per month which includes all my bills, food, clothing, etc. ) and that is called the necessity fund.


Now, Income - Necessity = savings.


But if we save this much money every month, we will feel stressed because, even if we work hard, we are not able to enjoy our life. So, I have divided savings equally into 8 funds. Each fund is meant for a specific purpose.!


1. A retirement fund helps us to gain an emergency fund at first and then for retirement.


2. A person will be able to live with an Emergency fund even if he/she doesn't have income. Typically emergency fund = necessity fund ( for 1 month ) × 6. Once you have achieved your emergency fund, you can shift this fund to a retirement fund ) 


3. Gift ( others ) is a fund meant to buy gifts for our loved ones.


️4. Entertainment fund is for movies, parties, travels etc.


5. Reward ( myself ) fund is to fulfill our dreams ( example: costly car, luxurious house etc.)


Likewise, I have named each fund in the planner.!!


So the first line in the planner is meant to write all these numbers starting from the name of the month in the first column.

In the second line, you have to fill in the name of the person/thing/process for which you have used each one of these funds.

The third line is meant to fill the amount which is used up ( in every fund ) by the end of each month.

The fourth line is for finding out the balance amount left in each fund.


Concept: This financial planner is based on the ideas from the book, The richest man in Babylon.


Please read this before buying a digital product.


Type your email ID without any mistakes. If the gap between letters is slightly different, the system may not recognize your email address. 


Kindly wait a bit after the payment. As you wait, the page will automatically be redirected and the option to 'Download PDF' will be displayed. Click n Download...After downloading, if you check the downloading options of the browser, you will see there the downloaded files. Soon after the payment, You may be able to download as much as you want. But, it may not be possible on some other occasion. 


Besides, you will receive email from an email with the subject as 'No reply'. You can download it from there also. Kindly keep these tips in mind....

Divide your income without any stress | Finance Planner

₹99.00 Regular Price
₹27.00Sale Price
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